We are here to help with our closing cost gift funds for everyday heroes. EHHAF assists Everyday Community Heroes like police, firefighters, teachers, social workers and medical professionals — by providing them with free gift funds to help cover closing costs when purchasing a home. The critical work these every day American Heroes do enhances all of our lives and it’s our duty to support them wherever we can.

Please note: Our services are not available for refinances, and are not available in NY or VT at this time.

How Does It Work?

The program is designed to minimize your out-the-pocket expenses with regard to your actual closing costs. We will negotiate concessions from the seller to help towards the closing costs. These funds are a free gift that never has to be repaid and the services are absolutely FREE. The plan is to keep your out-of-pocket expenditure to a minimum but the real mission is to get the transaction completed without you using any of your own funds towards your closing costs.